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What is Yieldstream?

Yieldstream is a 100% systematic investment strategy that aims to identify the critical turning points in the high-yield bond market. Depending on market conditions, our model portfolio is invested in either high-yield bond funds or money market funds. Our subscription service alerts you when we buy and sell specific bond mutual funds in our model portfolio, to maintain an optimal fixed income portfolio.

How do I get started using Yieldstream? Is Yieldstream difficult to manage?

Following the Yieldstream strategy is as simple as buying the three funds currently held in our model bond portfolio, and exchanging them when we send you an email alert.

What are the returns and risk for Yieldstream?

Please see our performance page for more details.

How often does the Yieldstream portfolio change?

The Yieldstream portfolio changes on average 6 to 7 times per year. From 1996-2011, the average fund holding period was 55 days. Specific historical portfolio allocations going back to 1996 are listed on our Allocations page.

How will I know when Yieldstream issues a Buy or Sell signal? When should I place the order(s) with my broker/custodian?

Yieldstream is updated daily with the latest market data. Any buy or sell signals are emailed to subscribers during the evening. This gives you plenty of time to place any bond mutual fund orders during the evening, or the next day. Most brokers/custodians accept mutual fund orders until 30-60 minutes before the market close at 4pm Eastern. A few funds have a cut-off time of 2pm Eastern. Mutual funds do not trade intraday, so you’ll never receive an intraday buy or sell signal.

How many funds should I buy when using Yieldstream?

The decision is yours. Funds are listed in rank order on our Allocations page. You can buy all three funds currently held by our model portfolio, or as few as one. If you don’t buy all three funds, it’s preferable to buy the higher-ranked funds, as they tend to have the best risk-adjusted returns.

Is Yieldstream compensated for the mutual funds it recommends?

No, we do not receive any compensation whatsoever from mutual fund companies, custodians, or brokers.

What downside protection does Yieldstream have?

Yieldstream evaluates bond trends every business day. At the onset of a downward trend, we sell riskier high yield funds, thereby minimizing losses. This is one reason for the model portfolio’s low historical risk and volatility. We also continuously evaluate and rank funds, and invest only in top-ranked candidates.

Who is behind Yieldstream? What are their qualifications?

Yieldstream is a product of Tilden Research LLC. You can read more about us here.